Impulse Buy

It is that time of the year when people spend money buying gifts for friends and loved ones. The other day I saw an advertisement from my Credit Union for a loan to help pay for Christmas Gifts. This disturbing message got me to thinking about gift giving and, in particular, the idea of impulse... Continue Reading →


The Equifax hacking has been all over the news. Over 140 million personal records have been stolen. The early response from Equifax has been very disappointing. Equifax proposed charging people to freeze their credit. Equifax makes money from analyzing sensitive personal data they were never asked to manage. Then Equifax loses this data and wants... Continue Reading →


I have entered a phase of my life where I am living off my savings. I have been planning this early retirement for many years. Part of retiring, whether early or not, is to develop a saving program. I opened my first savings account when I was 6 years old at the Sharpstown State Bank.... Continue Reading →

Spare Tire

I know what you are thinking, this article must be about that extra weight some of us carry around our mid-section after reaching a certain age. I hate to disappoint you but shedding extra pounds is not the subject of this article. I am not exposing any revelations in the area of weight loss. If... Continue Reading →

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